Tag: Savings

Mid-Life Financial Planning by Gregg Crawford

Posted on March 16, 2016 No Comments

What exactly is the ‘right age’ to consider financial planning? ifp‘s Senior Financial Planner, Gregg Crawford, thinks financial planning in your forties is crucial and this is why… Mid-Life Financial Planning As financial planners we often first meet a client when they feel that they have reached a life event and at that point want […]

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Ten New Year Resolutions for your Finances by IFP

Posted on December 17, 2015 No Comments

Around 50% of us make New Year’s Resolutions and ‘sort the finances out’ must be one of the most popular: but that’s a little vague – it’s more a wish than a firm commitment to take action. Looking at the January appointments we’ve had with new and existing clients, here are the topics that we’ve […]

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What is a Self Invested Personal Pension (SIPP)?

Posted on November 30, 2015 No Comments

Self-Invested Personal Pensions (SIPPs) are designed to give you greater control over your retirement savings. With a SIPP you can choose from a wide range of high quality investments, manage them for yourself and consolidate your existing pensions in one place. A SIPP is different to other pension saving forms and can give you more […]

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Should your Junior ISA be in Cash or Stocks & Shares?

Posted on August 24, 2015 No Comments

Junior ISA’s Children born after 3 January 2011 – or those aged under 18 and born before 1 September 2002 – can open a Junior ISA. This also applies for those children born between 1 September 2002 and 3 January 2011 who are not eligible for a Child Trust Fund (CTF). Cash ISAs are a […]

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The Help to Buy ISA: Details

Posted on April 8, 2015 No Comments

Help to Buy ISA – Can it help you? During the 2015 Budget announcement, the Chancellor, George Osborne, revealed a new type of ISA to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to […]

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Autumn Statement Commentary

Posted on December 5, 2014 No Comments

Introduction When George Osborne stood up to deliver his Budget in March everything in his garden was rosy – or as rosy as the prevailing world economy would allow. Most of the UK economic indicators were moving in the right direction and it was generally agreed that the UK was recovering from the global recession […]

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Important pension notice: 55% ‘death tax’ abolished

Posted on October 10, 2014 No Comments

Ahead of the major pension changes already announced for April 2015, the Chancellor, George Osborne, this week announced another shift in pension policy that could have a big impact on many savers and their financial planning requirements. Speaking at the Conservative Party’s Annual Conference, Mr Osborne announced the abolition of a so-called death tax, which […]

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Tax Efficient Investment Vehicles – IFP’s Top 5

Posted on September 24, 2014 2 Comments

As part of our monthly feature, IFP ask the public to name a topic of their choice that one member of our team will write about. Last month, IFP were asked about the complex matter of Inheritance Tax and IFP’s Chartered Financial Planner, John Copsey, wrote a bespoke piece of material which you can find […]

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Relationships – Should you talk about your money?

Posted on September 9, 2014 No Comments

It’s good to talk. But talking about money can be difficult, particularly as doing so has traditionally been taboo in this country. Despite many of us getting better at talking about other personal issues like relationships or our health, we still find money a tricky topic. In fact, research shows that only one in five […]

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NISA v Pension – Two punishing jabs leading to the knockout punch…

Posted on July 14, 2014 1 Comment

“Out with the old and in with the new” The Chancellor’s March 2014 Budget may well go down as one of the most radically overhauling game-changers since Lloyd George ushered in the state pension in the 1908 Pensions Act (at the time perceived as dangerously radical). It has completely levelled the playing field as far […]

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