Tag: Savings

Should your Junior ISA be in Cash or Stocks & Shares?

Posted on August 24, 2015 No Comments

Junior ISA’s Children born after 3 January 2011 – or those aged under 18 and born before 1 September 2002 – can open a Junior ISA. This also applies for those children born between 1 September 2002 and 3 January 2011 who are not eligible for a Child Trust Fund (CTF). Cash ISAs are a […]

Read more

The Help to Buy ISA: Details

Posted on April 8, 2015 No Comments

Help to Buy ISA – Can it help you? During the 2015 Budget announcement, the Chancellor, George Osborne, revealed a new type of ISA to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to […]

Read more

Autumn Statement Commentary

Posted on December 5, 2014 No Comments

Introduction When George Osborne stood up to deliver his Budget in March everything in his garden was rosy – or as rosy as the prevailing world economy would allow. Most of the UK economic indicators were moving in the right direction and it was generally agreed that the UK was recovering from the global recession […]

Read more

Important pension notice: 55% ‘death tax’ abolished

Posted on October 10, 2014 No Comments

Ahead of the major pension changes already announced for April 2015, the Chancellor, George Osborne, this week announced another shift in pension policy that could have a big impact on many savers and their financial planning requirements. Speaking at the Conservative Party’s Annual Conference, Mr Osborne announced the abolition of a so-called death tax, which […]

Read more

Tax Efficient Investment Vehicles – IFP’s Top 5

Posted on September 24, 2014 2 Comments

As part of our monthly feature, IFP ask the public to name a topic of their choice that one member of our team will write about. Last month, IFP were asked about the complex matter of Inheritance Tax and IFP’s Chartered Financial Planner, John Copsey, wrote a bespoke piece of material which you can find […]

Read more

Relationships – Should you talk about your money?

Posted on September 9, 2014 No Comments

It’s good to talk. But talking about money can be difficult, particularly as doing so has traditionally been taboo in this country. Despite many of us getting better at talking about other personal issues like relationships or our health, we still find money a tricky topic. In fact, research shows that only one in five […]

Read more

NISA v Pension – Two punishing jabs leading to the knockout punch…

Posted on July 14, 2014 1 Comment

“Out with the old and in with the new” The Chancellor’s March 2014 Budget may well go down as one of the most radically overhauling game-changers since Lloyd George ushered in the state pension in the 1908 Pensions Act (at the time perceived as dangerously radical). It has completely levelled the playing field as far […]

Read more

Retirement income – Are you struggling to support your family?

Posted on June 9, 2014 No Comments

Retirement Income – Prudential Research Two in five (39%) people planning on retiring this year provide financial support to their families or other dependants, according to new research by Prudential. The research into the ‘Class of 2014’ is Prudential’s seventh annual study tracking the future plans and aspirations of people who plan to retire in the […]

Read more

ISA’s: now much NISA!

Posted on May 29, 2014 No Comments

Virtually all the headlines surrounding George Osborne’s recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients. With all the attention devoted to pensions, it was easy to […]

Read more

Save now to avoid becoming an Ebaby Boomer

Posted on May 6, 2014 No Comments

Britain’s baby boomers are turning into eBaby boomers as the rising cost of living is forcing them to sell off their possessions to maintain their lifestyle. Concerned about making ends meet, one in five of the post-war generation are selling their clothes, jewellery and electronics online to boost their incomes, according to a recent study […]

Read more
Page 1 of 3123»
Skip to toolbar