Tag: protection

Understanding your Capital Gains Tax position if you separate or divorce

Posted on October 2, 2013 No Comments

Whilst your Capital Gains Tax liability might be relatively simple whilst living with your spouse or partner, there are changes that come into play if you separate or divorce. The position is firstly defined by the new state of your relationship. If the marriage or civil partnership has not broken down but the two partners […]

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Six Ways to Transfer Wealth

Posted on September 10, 2013 No Comments

It’s been easy to look at the news headlines over the past two or three years and assume that the economy has been a universal picture of doom and gloom. However, that’s not necessarily the case – many businesses have continued to do well and many people have prospered. In fact for some people it […]

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Ten tips for financial planning in later years

Posted on August 27, 2013 1 Comment

This is not about planning for your end. This is about planning for quality of life later on, free from the bother of worrying about things not done and confident that you have a plan and safety net, just in case you don’t remain on top of your game forever. There’s no way of putting […]

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Critical Illness Cover – Understanding the importance

Posted on May 12, 2013 No Comments

A trawl of price comparison sites on the internet in search of critical illness cover providers, revealed over 30 companies in most listings, all offering a variety of critical illness insurance policies. Basically, critical illness cover offers protection to the policy holder (and many policies extend this to other family members) in the event of […]

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Are you familiar with a Lasting Power of Attorney?

Posted on February 28, 2013 No Comments

A Lasting Power of Attorney (LPA) gives another individual the legal authority to look after specific aspects of your affairs, should you lose the capacity to do so. There are two types of Lasting Power of Attorney, one relating to health and welfare matters and one about property and financial affairs. When appointing someone to […]

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Ten New Year’s Resolutions for your Financial Planning

Posted on January 1, 2013 No Comments

Around 50% of us make New Year’s Resolutions and ‘sort the finances out’ must be one of the most popular: but that’s a little vague – it’s more a wish than a firm commitment to take action. Looking at the January appointments we’ve had with new and existing clients, here are the topics that we’ve […]

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Business Protection – Is your Business Covered?

Posted on November 16, 2012 No Comments

One of the most overlooked areas of financial planning is Business Protection and can mean the difference between the survival of your business and the financial security of your family: Did you know? 96% of businesses do not have Shareholder Protection 95% of businesses have at least one key individual 39% of business owners expect […]

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Window of Opportunity to Review Your Protection Needs

Posted on May 18, 2012 No Comments

From 21st December 2012 changes to the EU Gender Directive means that men and women must pay the same basic premiums. Although life and critical illness cover has traditionally been less expensive for women, these prices are likely to increase. Respectively this means the same for Income Protection policies where men have traditionally paid less […]

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Private Medical Insurance – Time to review?

Posted on January 10, 2012 3 Comments

As financial planners it is our role to help our clients to think about their own personal needs, objectives and goals. High on the list for the majority of our clients is to maintain good health in order to allow the continuation of one's desired lifestyle. The ongoing worries surrounding the NHS cut backs and […]

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Ten New Year’s Resolutions for your Financial Planning

Posted on January 3, 2012 No Comments

Around 50% of us make New Year’s Resolutions and ‘sort the finances out’ must be one of the most popular: but that’s a little vague – it’s more a wish than a firm commitment to take action. The main subject of many of our January appointments with both new and existing clients seem to have […]

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