Tag: mortgage

Report: House ownership and number of houses continues to grow

Posted on January 20, 2014 No Comments

A recent report by the Nationwide, using latest published UK Communities & Local Government statistical reports covering the 15 year period 1996/2011, tells us that the total owner occupied housing stock has increased from 16.6 million to 17.7 million. There has been relatively little change in the composition of the stock, categorised as flats, terraced, […]

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Financial Planning and Divorce

Posted on November 1, 2013 No Comments

No-one who is going through a divorce finds the process easy: it’s long, messy and almost always painful. Even if there are no children involved, divorce is a procedure that takes its toll on both sides: the acrimony, the paperwork – and the inevitable meetings with your solicitor. It’s understandable that many people involved in […]

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A simple guide to the leasehold property market

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For the newcomer to the leasehold property market, here are some of the key terms and their meanings, as listed by the Royal Institute of Chartered Surveyors, that will help you find your way around property descriptions and leasing documents. We’re starting with the simpler stuff and building up to the more complicated elements of […]

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RICS UK Residential Market Survey Findings

Posted on June 5, 2013 No Comments

Demand for property rose to its highest level in over three years during April, according to the Royal Institute of Chartered Surveyors (RICS) April 2013 Residential Market Survey. This rise is largely attributed by the RICS to the government’s Help to Buy scheme beginning to make an impact on the UK’s housing market. Last month, […]

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Improving your chances of selling your home

Posted on February 20, 2012 No Comments

What makes a house buyer choose to buy a particular house? What do they have in mind when they look at houses to buy? If, for whatever reason, you are determined to sell your property, you can’t dwell on the state of the house sales market, even if it is sluggish or saturated with unsold […]

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A bleak forecast: the UK in recession and base rates on hold until 2016

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The Centre for Economic and Business Research (CEBR) indicated in a recent report that the UK economy is probably already in recession, with negative GDP growth in the fourth quarter of 2011 and the first quarter of 2012. The CEBR has also revised down its forecast for growth for 2012 as a whole, from 0.7% […]

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“It’s time to sort out the mortgage…”

Posted on February 8, 2012 No Comments

At this time of year many people are still looking at ways to save money having endured some heavy spending over the past couple of months. It therefore makes good sense to review what is usually people’s biggest monthly expense. Reviewing your mortgage on a regular basis does often have worthwhile benefits – but if […]

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