Private Medical Insurance – Time to review?
As financial planners it is our role to help our clients to think about their own personal needs, objectives and goals. High on the list for the majority of our clients is to maintain good health in order to allow the continuation of one’s desired lifestyle. The ongoing worries surrounding the NHS cut backs and general bad press in this area mean that having immediate access to medical expertise to address any problems which arise is increasing important.
Private Medical Insurance (PMI) offers instant access to a high level of medical treatment and enormous peace of mind for individuals and their families. PMI works in the same way as any other insurance – being based on managing the risk of unforeseen events. You pay the premium, either in instalments or annually, and if you fall ill you’ll be able to receive any eligible medical treatment privately – avoiding any potential NHS waiting lists and the added stress that these inevitably cause.
The PMI market has never been more competitive and we feel that now is an ideal time to consider medical insurance cover. As such we have teamed up with a specialist PMI Insurance Broker who is able to provide high quality independent advice and offer a full review service for all of our existing and future clients.
If you already have cover in place, a review of your current arrangements will ensure that the benefits are up to date and still meet your needs. Importantly the review can often highlight that our clients can achieve a higher level of cover but with a lower premium simply by considering a switch to a new insurer.
If you do not currently have cover in place, our contact will search the whole of the market and find the right plan for you and your family.
If you would like a review of your existing cover or if you would like to consider putting in place a new plan, please contact us so that we can help you with this. We look forward to hearing from you.
