You may recall last summer that we proudly announced Becky Colley – IFP’s Operations Director – and John Copsey – Senior Financial Planner – had achieved individual Chartered status by completing the Advanced Diploma in Financial Planning. You can view our article on this by clicking here. Following on from their academic success John and Becky were invited down [...]
Read moreDemand for property rose to its highest level in over three years during April, according to the Royal Institute of Chartered Surveyors (RICS) April 2013 Residential Market Survey. This rise is largely attributed by the RICS to the government’s Help to Buy scheme beginning to make an impact on the UK’s housing market. Last month, [...]
Read moreIntroduction What was the old compliance wording? Markets can fall as well as rise? May was certainly the month when that was born out, with many of the major stock marching steadily upwards – only to suddenly have a day where the wheels fell off and previous gains were wiped out. The FTSE-100 and the [...]
Read moreIFP have been running a programme of informative seminars for our professional partners for almost 2 years now. The feedback we receive from other professionals is excellent stating that the content is relevant to their work with clients and to the firm operationally. At IFP we are keen to continue to deliver seminars and workshops [...]
Read morePension release is when you agree to transfer your pension savings to an arrangement that will allow you to access your funds before you reach the age of 55. In rare cases, such as terminal illness, it’s possible to access pension funds before the age of 55. However, for most people, promises of early cash [...]
Read moreA recent report from Reuters suggests that long after the Euro debt crisis is over, Europe will be grappling with an even more serious problem – how to pay for growing numbers of old people. The population of some countries is stagnant or already shrinking and that could reduce potential savings and economic growth. The [...]
Read moreYou pay tax on your savings interest in the tax year that the interest is paid to you, or credited to your account, even if you’ve earned part of it in previous tax years. Savings income normally has 20 per cent tax taken off before you receive it. This is confirmed by the entry ‘net [...]
Read moreAccording to a February 2013 survey of over 2,000 UK adults, conducted by YouGov on behalf of Duncan Lawrie Private Bank, 38% of respondents who are pension savers and who have at least one private pension pot, have never reviewed their plan, while 14% have not done so in the last three years. Women appeared [...]
Read moreThe cost of securing an income in retirement has increased by almost a third since 2009, statistics from the Office of National Statistics (ONS) have revealed. According to figures published in April 2013, men will need 29 per cent more savings to reap the retirement income that they could have gained in 2009. In 2009, [...]
Read moreA trawl of price comparison sites on the internet in search of critical illness cover providers, revealed over 30 companies in most listings, all offering a variety of critical illness insurance policies. Basically, critical illness cover offers protection to the policy holder (and many policies extend this to other family members) in the event of [...]
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