Meet our new recruit, Josh Richardson!

Posted on May 22, 2015 No Comments

  In February 2015 we posted an article introducing you to our apprentice, Beth Jones (which you can find here!). Our quick fire Q&A’s proved a great success, so what better way to introduce you to our new recruit! Josh joined the IFP team on Monday 18th May and is providing support for our Research Analysts. Find out more […]

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Flexible Access Drawdown – What tax do I pay?

Posted on April 29, 2015 No Comments

At the beginning of April, we asked IFP’s Chartered Financial Planner, John Copsey, to write his own article relating to the new pension freedoms (which you can find here). This time, we have asked IFP’s Financial Planner, Joe Sanders, to comment on the taxation regarding the newly implemented Flexible Access Drawdown. Read it here… Flexible […]

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2015 General Election Preview by IFP

Posted on April 16, 2015 No Comments

2015 General Election Preview There are now only weeks to go until the General Election, which – by common consent – will be the most closely fought and difficult to predict in a generation. Since only last week, a dozen opinion polls have been published and not one of them has made forecasting the likely […]

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April 2015 Market Commentary

Posted on April 8, 2015 No Comments

The focus in March inevitably turned towards the UK Budget – delivered by Chancellor George Osborne on March 18th – and the forthcoming General Election, with the two main parties currently running neck and neck in the opinion polls. It was therefore easy to overlook significant events that happened at the beginning of March. The […]

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The Help to Buy ISA: Details

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Help to Buy ISA – Can it help you? During the 2015 Budget announcement, the Chancellor, George Osborne, revealed a new type of ISA to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to […]

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Pension Freedoms by IFP’s John Copsey

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The new pension freedoms implemented by Chancellor, George Osborne, have been a popular topic of conversation since the 2014 Budget when he made the big announcement. The day has arrived and the new rules are now in force, so we asked IFP’s Chartered Financial Planner, John Copsey, to write down his thoughts. Here they are… Pension Freedoms So […]

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What is the impact of Automatic Enrolment?

Posted on March 26, 2015 No Comments

  Automatic Enrolment What is the impact for both employers and employees? The Office of National Statistics 2014 Annual Survey of Hours and Earnings provides us with evidence of the considerable impact of Automatic Enrolment within the pensions arena – for employees and employers. According to the survey findings: The workplace pension scheme membership figures […]

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Budget Summary 2015: The Election Budget

Posted on March 19, 2015 No Comments

Click here to download the summary in PDF format. Introduction and Political Background As the Chancellor stood up to speak on Wednesday March 18th there were less than 50 days to go until the General Election on May 7th. The opinion polls – and the bookmakers – still had the Conservatives marginally ahead, with David […]

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March Economy Market Update

Posted on March 6, 2015 No Comments

March Economy Market Update At last! A full house, ladies and gentlemen. For the first time since we started this bulletin all the major world stock markets moved resolutely upwards in February. Some by a little, some by a lot and some – step forward the UK – finally breaking through a previous high from […]

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More changes for pensions? The Pensions Minister hopes so.

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Ahead of the forthcoming pension freedom reforms in April, Pensions Minister, Steve Webb, has called for even further changes to the UK pension industry, to make life easier for retirees. Speaking at The Resolution Foundation in London, Mr Webb advocated for the creation of a dedicated Government Pension Department, amid a raft of further suggested […]

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