2014 – A year for savers?

Posted on January 8, 2015 No Comments

Did 2014 turn out to be a better than expected year for savers? According to a recent bulletin by Standard Life, the Autumn Statement by the Chancellor in early December rounded-off quite a year, with good news for ISAs and pensions. ISAs and pensions had already had a radical makeover in the April 2014 Budget, […]

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Council of Mortgage Lenders welcomes stamp duty reform

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The Council of Mortgage Lenders (CML) welcomed the announcement by the Chancellor in the Autumn Statement of the reform of stamp duty land tax away from the current slab structure to a marginal system. The CML states that it has long argued for such a reform. CML Director General, Paul Smee, commented: “This fundamental reform […]

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January Economy Market Update

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Traditionally, December is a ‘slow news’ month. Like August, the great and the good spend a large part of the month on holiday and world events supposedly move slowly, if at all. Not so in 2014 – There was the Autumn Statement in the UK, the tumbling world oil price, the gloom over the Eurozone, […]

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IFP Sponsors Rugby Player, Luke Shaw.

Posted on December 23, 2014 1 Comment

At IFP we pride ourselves on being sponsors for individuals looking to achieve success in their chosen pursuit. Joe Sanders, IFP’s most recent Financial Adviser, has a successful rugby union career playing for Hull Ionians. Jessica McMahon, IFP’s Marketing & Events Planner, has recently being crowned ‘Beauty of the North East’ and was offered a […]

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Government Changes – Pensions in 2015

Posted on December 10, 2014 No Comments

2014 was a momentous year for pensions. Changes around how pensions could be drawn at retirement and how death taxes on pensions would be improved were both announced in the year, with the intention that all these new rules will be in place by the end of April 2015. For a pension saver, the landscape […]

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Autumn Statement Commentary

Posted on December 5, 2014 No Comments

Introduction When George Osborne stood up to deliver his Budget in March everything in his garden was rosy – or as rosy as the prevailing world economy would allow. Most of the UK economic indicators were moving in the right direction and it was generally agreed that the UK was recovering from the global recession […]

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December Market Commentary

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November saw the G20 group of world leaders meeting in Canberra. The summit was notable for the new sport invented by the great and good: a bizarre game of musical chairs in order to avoid being photographed sitting next to Vladimir Putin! Not to be outdone in the social pariah stakes, David Cameron turned Cassandra, […]

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Achievements for the IFP Team!

Posted on November 10, 2014 No Comments

As IFP’s new business year has commenced, we thought a little recap was in order to remember the successful 12 months IFP have had. Professional Adviser named us as the ‘North East Adviser Firm of the Year’, we were revealed in the New Model Adviser Top 100 Advisory Firms in the UK and in October […]

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John Copsey – Shareholder Announcement!

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We are pleased to announce that John Copsey, Senior Financial Planner at IFP, has recently become a shareholder! John, a Chartered Financial Planner with over 20 years’ experience in the financial services industry, has worked hard to enhance the company’s reputation and this opportunity is the result of his commitment to IFP and his credible […]

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Tax Free Savings – NISA vs Pension

Posted on November 5, 2014 No Comments

Many of our clients will be aware of the tax free savings advantages that can come from using an ISA or a pension to save for your future. If you are not currently a client however, or are unfamiliar with the tax benefits available, then it is worth briefly recapping just what you could be […]

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