Cheetham Allen in the Spotlight!

Posted on May 27, 2016 No Comments

Each quarter, ifp have decided to feature a local organisation to help promote awareness (we do love local businesses!). So here goes, our first ever feature… Cheetham Allen! Don’t forget, if you would like to be featured just drop us a line and we will contact you to discuss content. We are a local firm […]

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New CPD Regime for Solicitors

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The CPD regime for solicitors will change on 31st October 2016 to a new outcomes-focused regime. Solicitors are allowed to switch to the new regime before October if they wish. The current arrangements are that the Solicitors Regulation Authority accredits approved providers of training (such as Informed Financial Planning) and solicitors must log 16 hours […]

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Dividend, Salary or Bonus?

Posted on May 16, 2016 No Comments

Our team have been busy! Dividend rules have recently changed and IFP’s Senior Financial Planner, Andy Collinson, has found this topic has been popular amongst his clients. A number of questions has prompted Andy to write this bespoke article to help you understand the new rules in further detail. As always, if you have any […]

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Help To Buy vs Lifetime: Which ISA is best?

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Set to be introduced in April 2017, the Lifetime ISA essentially offers an alternative to the Help To Buy ISA. With two competing options on the table, it’s important to know which is best for you and your needs, as whilst they have some similarities, there are also key differences between the two. The Help […]

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The new state pension; how will it affect you?

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The new single-tier state pension, also referred to as a ‘flat-rate’ pension, came into effect at the start of April this year. Whilst it makes the system simpler, as well as increasing the basic state pension from around £120 per week to a starting figure of £155 per week, the new system is not set […]

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Money saving apps; which should you download?

Posted on May 12, 2016 No Comments

Apps have transformed the way you can do almost everything in life, from tracking your fitness regime to ordering a takeaway. For those interested in saving money, there are hundreds of money saving apps out there, but it’s hard to know which of these will actually help you manage your hard-earned cash and which will […]

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Annual Pension Allowance by Rebecca Colley

Posted on April 28, 2016 No Comments

One area of the new rules the Government introduced in the Budget was that of restricting pension contributions for higher earners.  The publicity regarding this; from the Government, providers and the media is somewhat limited to the technical areas and less so about how it will actually affect individuals. To clarify what this new rule […]

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The Lifetime ISA by Darren Goodall

Posted on April 14, 2016 No Comments

There was a great deal of commentary about the changes which may occur in the Chancellor’s recent budget, but one introduction which caught many by surprise was the introduction of the new Lifetime ISA. We have picked the brains of IFP’s Senior Financial Planner, Darren Goodall, to tell us his thoughts and to explain how this could […]

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April Stock Market Commentary

Posted on April 11, 2016 No Comments

Introduction Another month, another dire warning from the economic great and good. In March it was the International Monetary Fund’s turn to warn that the world faces ‘economic derailment.’ As always, the blame was laid firmly at the door of the Chinese economic slowdown, with IMF second-in-command, David Lipton, warning that steps needed taking to […]

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Retirement plans on hold for many over 50’s

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A third of people aged over 50 who are employed in the private sector are now planning to retire later than they previously hoped, Aviva’s latest Working Lives report reveals. The 2016 report – which comprises research among UK private sector employers and employees – has a particular focus on employees aged over 50, following […]

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